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Short term or temporary health insurance is health insurance that just lasts for a certain period of time, typically 6-12 months but sometimes policies are as short as 30 days. Short term health insurance works the same as long term health insurance. Depending on the policy, you will get a health insurance card and will have a deductible and limits on services. Although short term health insurance works the same as long term health insurance, one needs to realize that there is a major difference in coverage.
Short term health insurance does have coverage limitations. It generally does not cover pre-existing conditions. A pre-existing condition is a medical problem that was documented prior to getting your health insurance. Also, is usually does not cover preventative care such as physicals. It is made to pretty much cover a major health problem.
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